:root{--navy:#082f49;--blue:#0b74b8;--teal:#0f9f9a;--pale:#eaf7fb;--soft:#f6fbfd;--ink:#173247;--muted:#5d7282;--line:#d7e8ef;--warn:#fff4d8;--white:#fff;--shadow:0 18px 45px rgba(8,51,79,.12);--radius:22px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:linear-gradient(180deg,#f4fbff 0%,#fff 42%);line-height:1.65}a{color:var(--blue);text-decoration:none}a:hover{text-decoration:underline}.container{width:min(1120px,calc(100% - 32px));margin:0 auto}.site-header{position:sticky;top:0;z-index:10;background:rgba(255,255,255,.94);backdrop-filter:blur(14px);border-bottom:1px solid var(--line)}.nav{display:flex;align-items:center;justify-content:space-between;gap:18px;padding:14px 0}.brand{display:flex;align-items:center;gap:10px;font-weight:900;color:var(--navy);letter-spacing:-.02em}.logo{width:38px;height:38px;border-radius:13px;background:linear-gradient(135deg,var(--blue),var(--teal));display:grid;place-items:center;color:white;font-weight:900}.nav nav{display:none;gap:18px}.phone-pill,.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border-radius:999px;font-weight:800}.phone-pill{padding:9px 13px;color:var(--navy);border:1px solid var(--line);background:var(--white)}.btn{padding:13px 20px;background:var(--blue);color:white;box-shadow:0 10px 22px rgba(11,116,184,.2)}.btn:hover{background:#075f98;text-decoration:none}.btn.secondary{background:white;color:var(--navy);border:1px solid var(--line);box-shadow:none}.hero{padding:52px 0 32px}.hero.compact{padding:42px 0 24px}.hero-grid{display:grid;gap:26px;align-items:center}.eyebrow{display:inline-flex;width:fit-content;padding:7px 12px;border-radius:999px;background:var(--pale);color:var(--navy);font-weight:800;font-size:.88rem}h1,h2,h3{line-height:1.12;color:var(--navy);letter-spacing:-.035em;margin:0 0 14px}h1{font-size:clamp(2.25rem,8vw,4.8rem)}h2{font-size:clamp(1.7rem,5vw,2.7rem)}h3{font-size:1.25rem}p{margin:0 0 16px}.lead{font-size:clamp(1.05rem,3vw,1.28rem);color:#35566b;max-width:760px}.hero-card,.card{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:24px;box-shadow:var(--shadow)}.quick-list{display:grid;gap:12px;margin:18px 0 0;padding:0;list-style:none}.quick-list li{display:flex;gap:10px;align-items:flex-start}.check{flex:0 0 24px;width:24px;height:24px;border-radius:50%;background:var(--pale);color:var(--teal);display:grid;place-items:center;font-weight:900}.notice,.warning{border-radius:18px;padding:16px 18px;margin:20px 0}.notice{background:#edf9ff;border:1px solid #c9e9f7}.warning{background:var(--warn);border:1px solid #f0c45d}.section{padding:42px 0}.section.alt{background:var(--soft);border-block:1px solid var(--line)}.grid{display:grid;gap:18px}.cards{grid-template-columns:repeat(auto-fit,minmax(230px,1fr))}.card{box-shadow:0 8px 20px rgba(8,51,79,.06);display:block;color:inherit}.card:hover{transform:translateY(-2px);text-decoration:none}.faq details{background:white;border:1px solid var(--line);border-radius:16px;padding:16px 18px}.faq details+details{margin-top:10px}.faq summary{cursor:pointer;font-weight:800;color:var(--navy)}.small{font-size:.92rem;color:var(--muted)}.site-footer{background:#06283d;color:#c9e5f2;padding:36px 0 96px}.site-footer a{color:white}.site-footer .small{color:#b7d4df}.mobile-call{position:fixed;left:0;right:0;bottom:0;z-index:20;background:#06283d;color:white;display:flex;gap:10px;justify-content:center;align-items:center;padding:10px 14px;box-shadow:0 -10px 24px rgba(0,0,0,.16)}.mobile-call a{background:var(--teal);color:white;border-radius:999px;padding:10px 14px;font-weight:900}.mobile-call.two{display:grid;grid-template-columns:1fr 1fr}.mobile-call.two a{text-align:center;font-size:.9rem}@media (min-width:760px){.nav nav{display:flex}.hero-grid{grid-template-columns:minmax(0,1.25fr) minmax(320px,.75fr)}.two-col{grid-template-columns:1fr 1fr}.site-footer{padding-bottom:36px}.mobile-call{display:none}}